Buying a boat with friends can be a great way to get on the water for cheap, but it can also ruin friendships. What might seem like a fun and easy way to share a boat can quickly become a complicated mess, where feelings and pocketbooks take the punch. When planning to share a boat with friends, make sure you talk out all the logistics, and there are a lot of them. Don't think that it will all work out, because it probably won't, and if it's difficult to discuss before you get the boat, it will be much more difficult to discuss afterward.
To start, how will you determine who gets what dates? Does everyone understand the costs for not only buying the boat, but also the maintenance, taxes, registration, insurance, fuel, repairs, and improvements that will be needed over the years? What about labor? If one person thinks just rinsing her down once a month is enough, and one person thinks polishing every weekend is a must, this can be a real problem! Talk about how to deal with conflicts and resolutions, including how to let (or force) one owner out of his/her share. Set up a clear plan of how to get out before you ever get in!
Finally, draw up a firm written contract which you all sign. If you're talking about an expensive boat, having a lawyer look things over would also be a very good idea. If after all this you find that your passion for sharing a boat with friends has cooled a bit, count yourself lucky that you realized it before you lost the money or the friends. Many such partnerships work out well for decades, and sometimes it's the best of both worlds - like having your own boat every other weekend and finding that the maintenance fairy has come and fixed things while you were gone! Other times, it's like reliving your worst roommate experiences at many times the cost. Be careful!
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