When you add up the cost of buying a boat, insurance, and marina fees, not to mention the unavoidable maintenance costs, the thought of owning a yacht (or even a small boat) may be enough to scare you right out of the water. This is particularly true in today's tough and uncertain economy, when the last thing many of us want to do is add another set of monthly bills to our financial burdens. There may be options, however, that will help you spend time on the water without spending all your hard-earned cash in the process, and you might find one is the perfect solution for you.
If you're just interested in a short vacation on a yacht, chartering a boat might work for you, as the cost is usually not much more than a stay in a nice waterfront hotel. For those wanting more time on the water, sharing a boat among other owners is a popular option, allowing you to own a yacht while distributing the costs and responsibilities. Then there are boat clubs, a good way to try out many different sailboats and power boats, and to get a feel for one that might be right for you.
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