วันศุกร์ที่ 29 มกราคม พ.ศ. 2553

The right boat and yacht insurance cover for when tragedy strikes

It’s always distressing to hear about the tragedies that occur near Christmas and the New Year and, unfortunately, this time of year brings many cases of theft. Whether this is in the home, of a car or boat, without the right insurance cover there is the added cost of repair and replacement. Insure My Boat specialise in providing a variety of boat insurance including, narrowboat, dinghy and yacht insurance to help people protect their belongings against such crime.

There has been recent news just before Christmas about a boat theft on the Isle of Wight which has led to the call for any witnesses to come forward. Descriptions of the boat have been given and those companies within the boating industry are helping with the investigation, Insure My Boat being one of them.

Of course as much as this is distressing, it does highlight the importance of boat and yacht insurance regardless of what vessel you own. With so many different types of insurance out there it’s important to know of companies that provide a variety to choose from to ensure that you are fully covered at the best price possible.

“Insure My Boat provides a service which enables people to efficiently find the cover they need without the hassle of searching for hours. Our website allows people to find the right insurance they need at a click of a button so they can rest assured should incidences occur, we have provided the right cover for them.” David Quick. MD

The ongoing recession has meant that many people have struggled this Christmas and therefore are looking for cheaper alternatives to reduce outgoings. With this in mind, Insure My Boat pride themselves on providing a service that ensures people don’t have to reduce their spending on necessities such as insurance.

Unfortunately, the recession has also meant that theft has increased and there are many people that are being victims of crime. With this in mind, its essential people are aware of where they can turn to get the right cover they need to be able to claim should incidences occur that cannot be predicted.

No one likes the thought of their belongings being stolen or vandalised but reality shows that it does happen and people need to be prepared. Of course, insurance is essential and with Insure My Boat you can ensure that your yacht and boat is covered to your requirements.

Boat insurance protects against weather damage

Boat owners are better off leaving their boats at the mercy of the ice than taking their chances trying to get them out, boat insurance providers have warned.

Craftinsure has customers who have tried to free their boats from ice; one spent the night trying to keep it at bay from their river cruiser in the Lake District, but the insurer warns they might do more harm than good.

As frozen slipways make it virtually impossible to take boats out of the water, it is safer for the boat and its owner to leave boats where they are trapped on icebound lakes and inland waterways until the ice melts, Craftinsure has said.

Surveyors and other marine trade experts are reassuring boat owners that even thick ice does not pose a particularly big threat to moored boats, but that breaking the ice and trying to remove them could cause damage to the paintwork and protective coatings.

Boat owners could also be putting their own safety at risk by trying to break through the ice, Craftinsure warns.

But boat owners should still be aware of the risks of cold weather to their boats, the boat insurance company said. For example running the heat and engines can help things from freezing up internally, though it probably will have little affect on the outside and water temperatures could be well below freezing.

Boats that are on dry land are still at risk too, even those inside are not safe from the perils of snow, as one boat insurance customer found when their barn roof collapsed under the weight of the snow and landed on their boat inside.

Where possible, snow should be removed from boat roofs, and they should be winterised as much as possible as engines are at risk from frost damage. Those who are affected will usually be covered by their boat insurance in this instance, Craftinsure reassures owners.

When the snow starts to melt, owners should also be on the lookout, the insurer warns: "As and when the thaw finally arrives, owners need to check their boats over carefully, and in some cases they made need to prepare for the additional risk of flooding as water levels rise again."

"For those living aboard, ensure the boat remains ventilated to minimise the risk of a build up of noxious fumes/gases, especially where naked flame type heating is in use. Avoid leaving such heaters unattended, and under no circumstances should combustible material such as clothing or paper be left on top of heaters of this type in case of fire."

วันอาทิตย์ที่ 10 มกราคม พ.ศ. 2553

Insure My Boat Emphasises The Importance Of Yacht Insurance After Thefts Occur Near Christmas

It’s always distressing to hear about the tragedies that occur near Christmas and the New Year and, unfortunately, this time of year brings many cases of theft. Whether this is in the home, of a car or boat, without the right insurance cover there is the added cost of repair and replacement. Insure My Boat specialise in providing a variety of boat insurance including, narrowboat, dinghy and yacht insurance to help people protect their belongings against such crime.

There has been recent news just before Christmas about a boat theft on the Isle of Wight which has led to the call for any witnesses to come forward. Descriptions of the boat have been given and those companies within the boating industry are helping with the investigation, Insure My Boat being one of them.

Of course as much as this is distressing, it does highlight the importance of boat and yacht insurance regardless of what vessel you own. With so many different types of insurance out there it’s important to know of companies that provide a variety to choose from to ensure that you are fully covered at the best price possible.

“Insure My Boat provides a service which enables people to efficiently find the cover they need without the hassle of searching for hours. Our website allows people to find the right insurance they need at a click of a button so they can rest assured should incidences occur, we have provided the right cover for them.” David Quick. MD

The ongoing recession has meant that many people have struggled this Christmas and therefore are looking for cheaper alternatives to reduce outgoings. With this in mind, Insure My Boat pride themselves on providing a service that ensures people don’t have to reduce their spending on necessities such as insurance.

Unfortunately, the recession has also meant that theft has increased and there are many people that are being victims of crime. With this in mind, its essential people are aware of where they can turn to get the right cover they need to be able to claim should incidences occur that cannot be predicted.

No one likes the thought of their belongings being stolen or vandalised but reality shows that it does happen and people need to be prepared. Of course, insurance is essential and with Insure My Boat you can ensure that your yacht and boat is covered to your requirements.

Safe Boating Class starts Tuesday

An eight-week public Safe Boating Class leading to a boater education card will begin at 7 p.m. Tuesday in the Arts Center Building Room 101 at Clatsop Community College. The class will include six weeks of lectures and discussions on safe boating operations, including piloting, required equipment, rules of the road, charts, compass, training an alternate skipper and more. One week will be dedicated to review of state and federal boating regulations, and the final week will be for an exam.

The cost for the class is $40 (family members or friends can share the course manual) and $15 for the plotter and divider needed for the course.

Mandatory boater education is now the law in Oregon and Washington, and the boater education card also saves money on boat insurance. All Oregon boaters need the card to operate or supervise youth operating a boat greater than 10 horsepower. Youth 12 to 15 years old operating a boat with 0 to 10 horsepower and all personal watercraft operators need a card. Boaters can be fined $97 for not having a card.

The state of Washington will issue a card to Washington residents completing this course. Their law states that all boaters younger than 30 years old must have a card.

Experienced boaters and qualified instructors from the Lower Columbia Power Squadron and U.S. Coast Guard Auxiliary will teach the course. These organizations have worked jointly instructing this course for more than a decade on the North Coast. The National Association of State Boating Law Administrators also approves this course.

New Year brings new boating laws

TAMPA – The New Year will bring about changes in Florida’s boating laws.

Effective Friday, Jan. 1, 2010, Florida boat operators born on or after Jan. 1, 1988 must complete and pass an approved boating safety education course to operate a motorboat of 10 horsepower or more.

The new law changes the age threshold for Florida boater education requirements; in 2010 it is to be based on whether or not boaters were born on or after Jan. 1, 1988.

Boaters in this age group must have in their possession photographic identification (i.e. driver’s license) and a Boating Safety Education Identification Card issued by the Florida Fish and Wildlife Conservation Commission (FWC). The card is valid for life.

The U.S. Coast Guard Auxiliary offers region-wide safe boating programs which meet the new Florida requirements. Upon successful completion of any course, the Auxiliary issues a handsome certificate and a form that participants use to apply for the Florida Boating Safety Education Identification Card from the FWC.

Participants completing the course may be eligible for boat insurance discounts.

One Auxiliary program, Boating Skills and Seamanship, is the most comprehensive safe boating presentation available to the public and is available at several Auxiliary flotillas around Tampa Bay. It presents the marked differences between off-shore and protected waters boating, boat handling and trailering techniques, on-board safety equipment required by state and federal law for recreational vessels and demonstrates marine VHF radio use. Presented in 12 easily-digestible increments, topics include:

- Weather - Understanding wind, waves, currents and other factors affecting boats.

- Boat Equipment - Operation/safety items; BUI/substance abuse issues, PFD use.

- Boat Handling - Heavy weather handling; anchoring: docking; man overboard retrieval.

- ‘Highway’ Signs - Buoyage systems; chart reading; electronic navigation.

- Rules of the Road - Inland/International rules; stand-on/give-way issues.

- Navigation - Course plotting; compass/chart/GPS use; speed-time-distance calculations.

- Marine Radios - Operation; DSC technology; distress/urgency/safety call procedures.

In Tampa, the BS&S program is offered at the Coast Guard Auxiliary Flotilla 79 building, 5108 W. Gandy Boulevard (Gandy Boat Ramp). The program runs on Wednesdays, from 7:30 PM -9:30 PM and is scheduled on a looping basis – boaters begin any Wednesday and continue until all 12 chapters are complete. Cost is $60 per person and includes textbook, certificate and wallet card. Details are available by calling 813-835-4118 or by visiting cgwebs.net/flotilla79 and using the ‘public programs’ link.

The Coast Guard Auxiliary offers safe boating programs in Brandon, Gulfport, Ruskin, St. Petersburg, St. Petersburg Beach, other Pinellas County communities and in Hernando, Manatee, Pasco and Sarasota counties.

To find a course, visit cgaux.net and use the “Flotilla Finder” link.

More information about FWC boating laws is available at: www.myfwc.com/SAFETY/Safety_Boat_Safety

Founded in 1939, the U.S. Coast Guard Auxiliary is the civilian, all-volunteer arm of the U.S. Coast Guard. Its primary mission is to provide boating safety education and to support Coast Guard missions. The Auxiliary is the nation’s most active boating educator, offering programs to over 100,000 boaters annually.

In the Tampa Bay area, more than 500 Auxiliarists perform boating education, underway port security and safety patrols and other duties in support of Coast Guard missions.