Another option for sharing a boat is using a professional boat share program. Boat timeshares or fractional yacht ownership companies can be used to handle the ins and outs of sharing a vessel while removing the personal issues, and they can be a good option. These businesses offer watercraft from little fishing boats up to huge sailing mega yachts. Some of these fractional boat ownership programs sell actual 'shares' in the vessels, and other timeshares sell 'memberships,' where the dues you pay provide you access to the boats, but no actual equity ownership. It is very important when using these types of companies to be absolutely clear about what you will and won't get for your money, and to confirm that they have clear, written rules that are enforced. Don't let that beautiful boat lull you - do the same research as you would with any major purchase, and check out the company you plan to use as well.
Whether settling on a boat timeshare or a fractional yacht ownership, make sure you get firm prices in writing on not only initial payments and annual costs, but any other costs which might be incurred. Other questions that need to be answered include things like scheduling: How much time do you get on the boat? When can you get your time on the boat, and how far in advance do you generally need to plan? What about major vacation times - everybody wants the boat during holidays and at the height of vacation season, how are these dates negotiated? Then there's ownership: What happens if a partner sells or dies? Can you sell or transfer your share? What happens to your money if you do not receive ownership deeds as part of the deal and the holding company folds? And how about responsibility: How is the boat maintained, and what assurances do you have that it will be kept in good condition? Who cleans and preps the boat? What if the boat breaks down? What happens if you come for your two weeks and the boat is a mess?
Do your research, and get everything in writing. The timeshare/fractional boat company surely won't trust your word without a check, and you shouldn't trust theirs without a clearly written contract.
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